Pharmacy Insurance

One stop shop for pharmacy cover

New Pharmacy Insurance Policy

A single, comprehensive package for pharmacies

Standard Features & Benefits

  • Professional Indemnity and Products Liability cover up to €10m on a ‘claims made’ basis*
  • Employer Liability up to €13m including locums and supervising pharmacists
  • Public Liability up to €6.5m
  • Money cover up to €10,000
  • Wrongful arrest up to €250,000
  • Cover for Legal Expenses including Fitness to Practice cover
  • Cover for all fixed internal & external glass
  • Automatic 25% increase in stock sum insured annually for the period from 1 September
  • to 31 January
  • Deterioration of stock cover up to €5,000
  • Emergency repair work including plumbing, electrical, locksmith and glazing up to €260
  • per event
  • Replacement locks cover up to €650
  • Fire Brigade charges cover up to €10,000
  • Trace & access cover up to €2,000
  • Worldwide cover on office contents up to €5,000

Optional Benefits

  • Goods being transported
  • Buildings cover in case of accidental loss, destruction or damage
  • Cover for neon signs
  • Accidental damage to and breakdown cover for computers
  • Household goods cover
  • Business interruption – including loss of medical practice within 5km of premises

Discount available

  • Safety Statement discount of up to 15%


  • Pharmacy with up to 20 employees

*This cover is on a ‘claims made’ basis. This means any claim made within the period of insurance is covered even if the event causing the claim may have happened years before.

This product is underwritten by Aviva Insurance Europe SE.