Privacy Statement

Marine and General Insurances DAC
Privacy Statement

Marine and General insurances DAC are committed to protecting and respecting your privacy. We wish to be transparent on how we process your data and show you that we are accountable with the GDPR in relation to not only processing your data but ensuring you understand your rights as a client.

It is the intention of this privacy statement to explain to you the information practices of Marine and General insurances DAC in relation to the information we collect about you.

For the purposes of the GDPR the data controller is:

  • Marine and General Insurances DAC
  •  Dolcan House,80 Tower Road, Clondalkin, Dublin 22
  • Tel : 01 4573100
  • When we refer to ‘we’ it is Marine and General Insurances DAC

Please read this Statement carefully as this sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us.

  

WHO ARE WE?

  • Marine and General Insurances DAC, Dolcan House,80 Tower Road, , Clondalkin, Dublin 22

Our Data Protection Controller  / GDPR Owner and data protection representatives can be contacted directly here:

  • Colm Tyndal
  • ctyndall@mginsure.ie
  • Phone number: 01 4573100

 

PURPOSE FOR PROCESSING YOUR DATA

The primary reason(s) we have for collecting any personal Data is to assess Insurance Risk and to pass these details to suitable Underwriters in order to establish a policy of Insurance on your behalf.

 

WHY WE ARE PROCESSING YOUR DATA? OUR LEGAL BASIS.

In order for us to provide you with a suitable Insurance Broking Service Marine and General Insurances DAC need to collect personal data. Our reason (lawful reason) for processing you data under the GDPR is:

  • Contractual– Marine and General Insurances DAC, needs to process your data as this is necessary in relation to a contract of insurance to which the individual has entered into or because the individual has asked for something to be done so they can enter into a contract.

In any event, Marine and General Insurances DAC, are committed to ensuring that the information we collect and use is appropriate for this purpose, and does not constitute an invasion of your privacy.

 

How will Marine and General Insurances DAC, use the personal data it collects about me?

Marine and General Insurances DAC, will process (collect, store and use) the information you provide in a manner compatible with the EU’s General Data Protection Regulation (GDPR). We will endeavour to keep your information accurate and up to date, and not keep it for longer than is necessary.

 

Special Categories of personal data

If we collect any special categories of personal data (e.g. health, religious beliefs, racial, ethnic origin – financial information is not classified as special categories of personal data) – we will ensure that we will obtain your explicit consent should this information be required in the arrangement of any Insurance Policy on your behalf.

 

Who are we sharing your data with?

Information may be shared with suitable Underwriters in seeking Insurance and Assurance quotations on your behalf, or in presenting to Underwriters at renewal of your Insurance Policy(ies). We will not share any data with any entity based outside the EU.

All of the Insurance undertakings with whom we arrange Insurance have in place, specific Data Control procedures.

 

We may pass your personal data on to third-party service providers contracted to Marine and General Insurances DAC, in the course of dealing with you. Any third parties that we may share your data with are obliged to keep your details securely, and to use them only to fulfil the service they provide on your behalf. When they no longer need your data to fulfil this service, they will dispose of the details in line with Marine and General Insurances DAC, procedures.

If we wish to pass your sensitive personal data onto a third party we will only do so once we have obtained your explicit consent, unless we are legally required to do otherwise.

The third parties (Insurance Companies) that we may pass your personal data to include, but not limited to:

AIG, Allianz, ARB, Aviva, AXA, Benchmark, Chubb, Corporate Underwriting, Covercentre, DAS, Dolmen, DUAL, Ecclesiastical, FBD, Hiscox, Kennco, Liberty, NMU, RSA, Travelers, Wrightway, XL Catlin, Zurich

 

On Occasion, we may pass your personal Data to our Lloyd’s Insurance Partners such as:

The Underwriting Exchange, Miller, Citynet, THB, AON, Robertson Low & Arthur J Gallagher.

If we transfer personal data to a third party or outside the EU we as the data controller will ensure the recipient (processor or another controller) has provided the appropriate safeguards and on condition that enforceable data subject rights and effective legal remedies for you the data subject are available.

 

Data Subjects Rights:

Marine and General Insurances DAC facilitate you, our clients, rights in line with our data protection policy and the subject access request procedure. This is available on request.

  • Right of access– you have the right to request a copy of the information that we hold about you.
  • Right of rectification– you have a right to correct data that we hold about you that is inaccurate or incomplete.
  • Right to be forgotten– in certain circumstances you can ask for the data we hold about you to be erased from our records.
  • Right to restriction of processing– where certain conditions apply to have a right to restrict the processing.
  • Right of portability– you have the right to have the data we hold about you transferred to another organisation.
  • Right to object– you have the right to object to certain types of processing such as direct marketing.
  • Right to object to automated processing, including profiling– you also have the right to be subject to the legal effects of automated processing or profiling.
  • Right to judicial review:in the event that Organisation Name refuses your request under rights of access, we will provide you with a reason as to why.

All of the above requests will be forwarded on should there be a third party involved as we have indicated in the processing of your personal data.

 

Additional information we are providing you with to ensure we are transparent and fair with our processing

 

Retention of your personal data

 

Data will not be held for longer than is necessary for the purpose(s) for which they were obtained Marine and General Insurances DAC will process personal data in accordance with our retention schedule. This retention schedule has been governed by our regulatory body (Central Bank) and our internal governance.

 

Complaints

In the event that you wish to make a complaint about how your personal data is being processed by or how your complaint has been handled, you have the right to lodge a complaint directly with the supervisory authority and Organisation Name’s data protection representatives Data Protection Officer / GDPR Owner

 

Failure to provide further information

If we are collecting your data for a contract (e.g. Home Insurance policy or Motor Insurance policy) and you cannot provide this data the consequences of this could mean the contract cannot be completed or details are incorrect.

 

Additional Processing

If we intend to further process your personal data for a purpose other than for which the data was collected, we will provide this information prior to processing this data.

 

Contact Us

Your privacy is important to us. If you have any comments or questions regarding this Statement, please contact us.

Contact:
Marine and General Insurances DAC

80 Tower Road,

Dolcan House,

Clondalkin,

Dublin 22

Tel: 01 4573100

Email: ctyndall@mginsure.ie